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Adverse Credit History - Adverse Credit History, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history and bad credit history, is a credit history that is judged as being adverse as the applicant has a history of unsatisfactory credit transactions. The term can apply to a corporate credit history but is more frequently used in relation to personal credit.
Credit reference agency - A Credit reference agency (credit reporting agency in the USA) is an organisation that collects and collates personal financial data on individuals, from financial institutions with which they have a relationship. The data are aggregated and the resulting information is made available on request to contributing companies for the purposes of credit assessment and credit scoring.
Credit rating agency - A credit rating agency is a company that rates the ability of a person or company to pay back a loan. The rating given by a credit rating agency is important because it affects the perceived risk element incorporated into interest rates that are applied to loans.
Personal Responsibility and Work Opportunity Act - The Personal Responsibility and Work Opportunity Act of 1996 (PRWORA), passed under the Clinton administration, was a fundamental shift in both the method and goal of cash assistance to the poor. PRWORA instituted Temporary Assistance for Needy Families (TANF) which became effective July 1, 1997, and replaced what was then commonly known as welfare, the Aid to Families with Dependent Children (AFDC) and the Job Opportunities and Basic Skills Training (JOBS) programs.
Panic Loans - Specialists in providing loans to UK applicants with poor credit histories.
Personal Loans UK - Provides loan and mortgage solutions for people with bad debt problems, poor credit ratings and the self employed.
Adverse Monkey Mortgages and Loans - Loan quotes for poor or bad credit problems.
Source: BazSites.com
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