Commercial Real Estate Loan

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Commercial mortgage - A Commercial Mortgage is a loan made on real estate collateral, other than a residential property, in which a mortgage is given to secure payment of principal and interest, or just interest alone.

Hard money loan - A Hard Money Loan is a specific type of financing in which a borrower receives funds based on the value of a commercial real estate property. Hard money loans are typically issued at much higher interest rates than standard commercial or residential property loans and are almost never issued by a standard commercial bank.

Points (real estate) - Points are a form of pre-paid interest. One point equals one percent of the loan amount.

Asset Based Loan - An asset based loan will typically be lent to a borrower, and secured by either residential or commercial real estate, or both if they are cross collatoralized, at a fixed percentage of the properties appraised value.

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